First Assurance

FIRSTMED – KES 1,000,000 COVERBed Limit -Standard WardMain Benefits:Inpatient BenefitsPrescription drugs and dressing upon discharge-Maximum of 30 days supplySurgical appliancesInternal prostheses -Sublimit of Kshs. 200,000Nursing carePhysiotherapy as part of treatmentPhysical fees, Specialist fees, Procedure fees and anesthetist fees-Paid according to the fees guideline of the Kenya Medical Practitioners and Dentist BoardGynecological illness and treatmentPre-existing, chronic and HIV cover (Year 2) Cancer treatment (Year 3) Organ Transplant (Year 2) Theatre charges, ICU & HDU – Sub limit of Kshs. 100,000Lodger fee for parent accompanying child below 6 yearsDay surgery under general anesthesia or heavy sedationLocal emergency road ambulance medically which is neceessary- Kshs. 5,000 per eventAir evacuation through International air ambulance – Up to Kshs. 300,000Non elective (Emergency) within applicable treatment outside Kenya-Preauthorization compulsory (INDIA,PAKISTAN & S.AFRICA) Cost of airfare Excluded-Within applicable limitsPsychiatric treatment (Year 2) – Sublimit of Kshs. 100,000Pathology, Radiology and paid in full other necessary diagnostic testsAccidental related optical treatmentMaternity Expenses-delivery Complications, caesarean sections, pre and post natal expenses(Year 2)-Sub-limit of Kshs. 75,000Funeral Expenses -Sub-limit of Kshs.50,000